WalletHub Rating
1.6/5
Caesars Credit Card has a rating of 1.6/5 according to our proprietary credit card rating system. This rating reflects how appealing Caesars Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Airline Rewards'. To break it down further, Caesars Credit Card earned a score of 3.8/5 for Fees, 0.7/5 for Rewards, 1.4/5 for Cost, and 2.6/5 for User Reviews.Info about the Caesars Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
2.6/5
35 reviewsRead and write reviews
Market Comparison
Market Comparison
1.5
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Airline Rewards” for this card.
Fees
3.8
Rewards
0.7
Cost
1.4
Other Features
0.0
1.5/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
23.24% - 32.24% (V)
Balance Transfer
APR: 26.99%
Balance Transfer Fee
Rewards
Receive 10,000 Reward Credits® bonus and 2,500 Tier Credits after you spend $1,000 outside of a Caesars Rewards destination in the first 90 days.
Receive additional 15,000 Reward Credits by spending at least $50,000 on your card within 12 months of account opening.
Upgrade to Platinum status by making your first purchase in the first 90 days. Platinum status provides you with: 15% discount at participating casino gift shops, Complimentary valet & self-parking at many destinations, Discounts on select Norwegian Cruise Line® vacations, Discounted rates at Atlantis, Paradise Island in The Bahamas.
Earn an additional 5,000 Tier Credits by spending $5,000 in a calendar year, on your Caesars Credit Card.
5x Reward Credits for every $1 spent at Caesars Rewards resorts and casinos.
2x Reward Credits for every $1 spent on Restaurants, Travel and Entertainment.
1x Reward Credits for every $1 spent everywhere else Visa® is accepted and cash advances.
Your Reward Credits will never expire as long as you earn one Reward Credit once every six months, plus there is no cap on how much you can earn
Caesars Credit Card's Additional Info
Zero liability if your card is ever lost or stolen.
Participating Caesars Casinos: Caesars Palace, Cesars, Eldorado, Harrah's, Horseshoe, Tropicana, Flamingo, The Cromwell, The Linq, Paris, Planet Hollywood, Rio, Harveys, CIrcus Circus Reno, Silver Legacy, Grand VictoriaCasino, Lumiere Place, Four Seasons, Baton Rouge, Indiana Grand, Lady Luck, Isle Casino, Eldorado Gaming, Caesars Republic, WSOP, Caesars sports, Isle of Capri
show more
at Comenity Capital's secure site
Caesars Credit Card Pros & Cons
No membership fees
High rewards rate
10,000 points initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Requires good/excellent credit
Compare The Caesars Credit Card vs. Popular Alternatives
 Caesars Credit Card |  Choice Privileges® Select Mastercard® |  Chase Sapphire Preferred® Card |
|---|---|---|
1.6WalletHub Rating WalletHub Rating 1.6 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Airline Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. User Reviews 2.6 Market Comparison 1.5 fees: 3.8 rewards: 0.7 cost: 1.4 Other Features: 0.0 | 4.5WalletHub Rating WalletHub Rating 4.5 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Hotel Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.8 Market Comparison 4.4 fees: 3.3 rewards: 4.5 cost: 5.0 Other Features: 0.0 | 4.6WalletHub Rating WalletHub Rating 4.6 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 5.0 User Reviews 3.9 Market Comparison 4.6 fees: 2.9 rewards: 4.8 cost: 5.0 Other Features: 5.0 |
annual fee$0 | annual fee$95 | annual fee$95 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR23.24% - 32.24% (V) | Regular APR20.99% - 29.99% Variable | Regular APR21.49% - 28.49% (V) |
Questions & Answers
Can't find what you are looking for? Submit your question about Caesars Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
Most Popular
4
Upvotes
What are the best Caesars Credit Card benefits?
Reply
4
Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
One of the best Caesars Credit Card benefits is a free Platinum status upgrade after making your first purchase in the first 90 days. In addition, this card offers 10,000 points after spending $1,000 outside of a Caesars Rewards destination in the first 90 days. Plus, you can earn up to 5 points / $1 spent at Caesars Rewards resorts/casinos, concerts, sports, and show tickets booked through theCaesars Rewards Live Events portal.
Here are the best Caesars Credit Card benefits:
- Free Platinum status:You receive an upgrade toPlatinum statuswhen making your first purchase in the first 90 days. This status will give you extra discounts at participating casino gift shops, qualifying cruise lines, complimentary parking at many destinations, and more.
- Initial bonus:10,000 points after spending $1,000 outside of a Caesars Rewards destination in the first 90 days.
- Ongoing rewards:5 points per $1 spent on Caesars Rewards resorts and casinos purchases, 2 points per $1 spent on restaurants, travel and entertainment, 1 point per $1 spent on all other purchases .
- Visa Signature benefits:Some Caesars Credit Card cardholders are approved for theVisa Signature version of the card, depending on their creditworthiness. That comes with increased benefits such as rental car insurance, trip delay reimbursem*nt, and 24/7 travel and emergency assistance services.
Make sure to contact the issuer at(855) 381-5715to see if you qualify for the Visa Signature version of the Caesars Credit Card. - 24/7 roadside dispatch:Round-the-clock dispatch with assistance covering services such as towing (up to 5 miles), tire changes (must have inflated spare), jump starts, lockout service (no key replacement), fuel delivery (up to 5 gallons, plus the cost of fuel) and standard winching. Terms and set rates per service call apply.
- Increased security and emergency cash:You can report a lost or stolen card through Visa 24/7. Visa will block your card and upon request of emergency cash, connect with your Caesars Credit Card issuer.
Following approval, you can get an emergency card replacement within 3 business days, or Visa can arrange for cash to be made available to you at a location near you, usually within hours of your bank's approval. - Zero Fraud Liability:You are not responsible for any unauthorized use of your card or account information.
Note that the Caesars Credit Card requires good credit or better for approval. Also, applications trigger ahard pullon your credit report, which may cause a temporary dip in your credit score. So, make sure you know where you stand before applying. You cancheck your credit score for free, right here on WalletHub.
3
4
Upvotes
How much are Total Rewards credits worth in dollars?
Reply
4
Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The Total Rewards credits-to-dollars ratio is 100 per $1 when redeemed for Caesars hotel stays, comp slips, items in the Caesars Rewards catalog, or merchandise at participating outlets. That means each Total Reward credit is worth up to 1 cent. However, credits are worth half as much (200 credits = $1) when redeemed for free play at Caesars Entertainment properties, for gift cards, and for in-room movies at participating properties.
Changes in Total Rewards you should be...
2
2
Upvotes
How can I pay my Caesars Credit Card?
Reply
2
Maria Adams, Credit Cards Moderator
@m_adams
The easiest way you can pay your Caesars Credit Card is eitheronlineor over the phone at(855) 381-5715. Alternatively, you can make a payment via mail.
How to Pay Your Caesars Credit Card
- Online:Log into your online account or use theEasyPay featurein order to pay your bill.
- Over the phone:Call(855) 381-5715and follow the automated prompts to make a payment over the phone. This line is available 24/7.
- Via mail:...
Upvotes
Does the Caesars Credit Card offer free parking?
Reply
Maria Adams, Credit Cards Moderator
@m_adams
Yes, the Caesars Credit Card does offer free valet & self-parking at more than 30 destinations participating in the Caesars Rewards program to cardholders who receive an upgrade to Platinum status. You receive an upgrade to Platinum status when you make your first purchase with your Caesars Credit Card within the first 90 days of account opening.
The Caesars Credit Card also comes with pretty generous rewards, offering 1 - 5 points per $1 spent on purchases. The card requires at least good credit for approval and...
2
Upvotes
How do I apply for the Caesars Credit Card?
Reply
2
Maria Adams, Credit Cards Moderator
@m_adams
The easiest way you can apply for the Caesars Credit Card is online. Alternatively, you can apply over the phone, by calling customer service at (855) 381-5715. Keep in mind that you have to be a member of the Caesars Rewards Program to apply for this card.
It's also worth noting that the Caesars Credit Card requires at least good credit for high chances of approval. You can check your credit score for free on WalletHub to see where you stand.
How to Apply for...
7
Upvotes
What credit score do you need for the Caesars Credit Card?
Reply
7
1
Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The credit score that you need for the Caesars Credit Card is 700 or higher. That means you need at least good credit for approval. To get this card, you must also be a member of the Caesars Rewards Program, which requires you to be at least 21 years old. You also need to be a U.S. resident to be eligible for the Caesars Credit Card.
The Caesars Credit Card is best for members of the Caesars Rewards program, as...
4
3
Upvotes
How does the Total Rewards Visa card help you earn tier credits?
Reply
Lois Cooper
@lois_cooper
The Total Rewards Visa card helps you earn tier credits if you use it for purchases on entertainment, accommodation and dining at participating locations.
It offers:
- 5 tier credits / $1 spent on hotel rooms and resort fees reserved through Caesars;
- 1 tier credit / $1 spent on dining, shopping and amenity experiences at participating locations;
- 1 tier credit for $3/$5/$10 spent on different games.
1
2
Upvotes
What bank issues the Total Rewards Credit Card?
Reply
2
WalletHub
@WalletHub
The Total Rewards credit card is currently issued by Comenity Bank.
1
1
Upvote
How much is the cash advance limit for the Caesars Credit Card?
Reply
1
John Miller, Credit Cards Moderator
@john_miller
The cash advance limit for the Caesars Credit Card is 20% of your credit limit. Just keep in mind that you cannot withdraw more than $500 a day.
Before you take out a Caesars Credit Card cash advance, you should know that it's a very expensive transaction. For starters, there's a cash advance fee of 3% (min $5). There's also a separate cash advance APR of 33.24% (V) that applies as soon as you withdraw the cash. There may be ATM-owner...
1
Upvote
How can I add an authorized user to my Caesars Credit Card?
Reply
1
John Miller, Credit Cards Moderator
@john_miller
You can add an authorized user to your Caesars Credit Card by calling customer service at (855) 381-5715. You will have to provide the user's personal information, such as name and date of birth, before you can add them to your account.
Any authorized user has to be at least 18 years old and there is a limit of four users allowed on the account.
What To Know About Adding an Authorized User To Your Caesars Credit Card
...
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Related Credit Card Categories
Caesars Credit Card is related to the following categories:
Caesars Credit Card Reviews
Share your insights and review for the Caesars Credit Card
5
29%
4
14%
3
6%
2
0%
1
51%
2.6
35 reviews
35 reviews
What's Your Rating?
Most Recent
dhunter450
@dhunter450
1 Star Rating
We have owned this card for 15 months now. It has been denied at businesses too many times to count. We pay our cards off regularly, and I have a 837 credit score, so I never have any issues with any other card. The first few times it was denied, they told us it was because we used it too many times. Really? Lately, it was denied multiple times because we paid it off too often, and it was a safety issue. They said it would be reinstated in 7 days but did not bother to contact us. Really? After being embarrassed too many times, we just quit using it and use other cards that benefit our travels. And who in this day and age does not have an app to use? That would be this card. It was a mistake to get this card.
Comment
karen_kadillac_williams
@karen_kadillac_williams
1 Star Rating
Reports to credit bureaus multiple times per month. Negatively impacting credit score based on purchases rather than payment history.
Comment
joe_castro1811
@joe_castro1811
3 Star Rating
Interest rate is ridiculously high, and they refuse to even discuss the a slight chance of lowering the interest rate even a couple of points!!
Comment
Kevin H
@Mag7910
1 Star Rating
Don’t do business with this company they are thieves sent a payoff check to them that they signed for on 7/3 and still have not processed the check. They are holding and not trying to process so they make more interest at 30.99% find a better company. They will charge you extra anyway they can. STAY AWAY
Comment
HERBERT D Johnson Jr
@herbertj3
5 Star Rating
I appreciate the Ceasars Reward card because it had given me a limit that I can use that is very efficient for my needs. Not to be confused with Total Card. Thanks so much
Comment
franko_33
@franko_33
5 Star Rating
Loyalty has its perks. Caesar’s Entertainment has the best program in the industry. Room and food comps are earned through playing at their casinos and the use of this credit card.
Comment
emmalyn13love
@emmalyn13love
5 Star Rating
This is instant approval of $5,000! Something Ive been looking for a long period of time! This will do alot for me, Credit Score Wise, Financially & A very good input! Thank You so much!
Comment
Michael
@michaelf92
1 Star Rating
Garbage card and rewards. This is the worst card I have next to the Apple Card. Caesars resorts are just as bad. I have had this card for about 7 years now and I only applied for a one night free room. Otherwise I use it to scrape ice from my windshield in winter.
Comment
Deborah
@deborahs_255
5 Star Rating
Always trying to help me, good advise given. I suggest others try this app. Your can see all your cards in one spot, which is very helpful.
Comment
wrainwater
@wrainwater
1 Star Rating
Horrible card. Down hill fast!!
Have had this card for 10 plus years. Use to be a good card. Not great but good. Not sure if the issuing bank changed hands or was a choice from Creasers but by far the worst to deal with. 2 big ..huge ..problems. The first is why I am writing this review. Made a payment 10 days ago. Website and automated telephone system says I have a full available credit but card keeps getting denied. Call customer service. And after a long process finally get a human that is basically clueless reading of a script. Come to find out I have to wait almost another week before my payment will be consider posted. So the available credit that I have is false and is zero sill almost 2/3 into the next billing cycle. This is the reason I am writing this review. The 2nd problem is they hardly ever report to the credit bureau's. Again this wasnt the case before. But down hill fast. I pay off my cards almost every month. But wasnt able to about 9 months ago. and had about 3/4 of my credit line used. Payed it off and kept a zero balance for 5 months and they never reported so my credit reflected a balance the was simply not there. In the last 9 months they have reported twice. If your credit score is a priority do not even think about this card. I understand that they are not obligated to report. But its just bad business to report whenever they feel like it.
Comment
Review Caesars Credit Card
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* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: MGM Credit Card, Caesars Credit Card, and Major League Baseball® (MLB) Credit Card
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