HDFC BANK Credit Card Reviews by Users, Check Card Benefits, Features - BankBazaar (2024)

HDFC BANK

I have used credit card from HDFC bank for 1 year which is very good and also very comfortable, its a life time free card and lots of offers are available in the card. This card was suggested to me by my colleague. Mobile banking also functions very smooth.

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S K , bangalore
Reviewed on Mar 21, 2020

HDFC BANK

HDFC credit card is very convenience to use, I have been using the card for 4.5 months for Shopping, groceries, fuel surcharge and electricity bill payment also. I pay my credit card bill through ATM. I always get my bill on time, this card was suggested to me by the bank agent.

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KUMAR , ranchi
Reviewed on Mar 21, 2020

HDFC BANK

Even if I forget to convert EMI conversion for the usage of my card, HDFC banker use to contact me to remain for this option. I have been using this card for more than 2 years. Since i applied a bike loan at that time I got this card offer direct from bank. The credit limit of 30K at initial now they enhanced up to 60K. It is a life time free card. They provide movie ticket offer but I didn't prefer. The customer service is good and they make to understand on easy.

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LAN , chennai
Reviewed on Mar 21, 2020

HDFC BANK

I am using HDFC credit card for the last 4 years. The service is good and have not face any issues.The credit limit is sufficient, it was for 85000 rupees. I used this card for shopping and many other purposes. I pay my credit card bill through on-line.I want to use HDFC mobile app but there is no QR code in the card, it will be more nice if I can get the QR code so that I will be able to use their app.

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B K , new delhi
Reviewed on Mar 21, 2020

HDFC BANK

Choosing HDFC credit card is a good decision which i have made because the customer service is very good, they always respond without any delay. I used this card for bill payment and Dmart, I have got a reward points but have not redeem it.The best part is that this card is an international card.

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MAHADEV , pune
Reviewed on Mar 20, 2020

HDFC BANK

Being with HDFC bank for credit card is very nice, I have been using the card form 2 years i got a life time free card.Used the card for purchases,shopping, on line payment and mobile banking is function well but the interest rate is up to 22% which is very high so i wish the bank ca improve on that.

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A T , new delhi
Reviewed on Mar 20, 2020

HDFC BANK

The best part about HDFC credit card is that the credit limit used to increase at a very fast rate, the offer is also good.The agent came and collect the documents and i got my card in very short time. I used this card for shopping,on line payment,fuel surcharge and groceries but I am not using this card for money transfer purposes.

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HARNEET , patiala
Reviewed on Mar 20, 2020

HDFC BANK

I am holding HDFC credit card for one year.This card have an EMI conversion for 1000 rupees and a credit limit of 50000.The card is very useful for on line shopping,fuel surcharge, bill payment and on line banking it also have a reward points but I don't know exactly how much.

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PALASH SINGHA , kolkata
Reviewed on Mar 20, 2020

HDFC BANK

I am using HDFC Bank Titanium Times credit card almost 2 years. One of my coleuge using this card he recommended me, so i applied this card and the process was very smooth. Reward points can purchase anything and they given a sufficient credit limit. Customer service was good because they always helping tendency.

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MOHAMMED A , hyderabad
Reviewed on Mar 20, 2020

HDFC BANK

I am happy with offers for credit card which was offered from HDFC Bank. They are good as I get reward points of benefit and the limit is also to my expectations Rs. 2,25,000. The customer support and response are prompt and helpful. I use this card for some purpose.

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P M , tirupur
Reviewed on Mar 20, 2020

HDFC BANK

I have been using HDFC Bank Millennia credit card more than 7- 8 years. I am getting 2 international and 8 domestic airport lounge access and i have utilized that recently. Credit limit is Rs. 2.26L apart from this i am using this card for utility bill payment scheduled bill and for groceries. Initially i have titanium card after regalia this card has been upgraded recently.I feel the rate of interest was so high.

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P K , chennai
Reviewed on Mar 20, 2020

HDFC BANK

I have HDFC credit card which was availed through online. I am using this card for the past 6 years .This was a free card and a money back card. For shopping will get discounts which is pretty good and movie ticket offers are there customer service is also good and getting proper response if need any assistance everything was good and so far not faced any difficulties.

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IMRAN , new delhi
Reviewed on Mar 20, 2020

HDFC BANK

I am using HDFC bank credit card which was taken through bank .I am having this credit card for the past2 years,i am getting one plus one movie ticket offers ,airport lounge access is there ,converting emi option is there chargeable cad need to pay 500.I am happy with the service so far on utilising .

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M PREM , bangalore
Reviewed on Mar 20, 2020

HDFC BANK

I have applied HDFC Bank Platinum credit card I never use this bank application. Since 2012 i am using this card, recently it got upgraded. They given a sufficient credit limit of Rs. 5,00,00 and this is a life time free card and i am happy with their service.

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N , new delhi
Reviewed on Mar 20, 2020

HDFC BANK

I am using HDFC credit card for 7 months,its a perfect card and I have not faced any issue while using the card, I used the card mostly for shopping.The credit limit of the card is 80,000 and i don't know about the reward points because i have not check it. Customer service is excellent I am satisfied with the card. But there is one thing i would like to suggest is to create a online app which will be helpful for net banking.

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HUZAI PUNJABI , mumbai
Reviewed on Mar 19, 2020

HDFC BANK

I am using HDFC Regalia card been 3 years it has applied directly from bank. At initial the credit limit is 75K now they have enhanced up to 1.75L, it was done only once on last January. The cash limit is sufficient. I got a life time free card. EMI conversion is good, rate of interest can be little bit lesser. Every thing is pretty and easy to convert. I use for online purchase and online course purposes.

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ARUN , bangalore
Reviewed on Mar 19, 2020

HDFC BANK

I have applied HDFC Bank credit card from other channel,. Annual charges is applicable and the limit was okay. This is my first card, recently it got upgraded into regalia and the rate of interest was very high 18%. I am getting airport lounge access i used for domestic purposes.

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V , chennai
Reviewed on Mar 19, 2020

HDFC BANK

HDFC Bank credit card i am using more than 6-7 years. There is no hidden charges in this bank. It is a zero balance account. I am using mobile app and it is user friendly to access. ATM charge is not applicable, if i use more than 5 times in a month also.

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SANTHOSH C , chennai
Reviewed on Mar 19, 2020

HDFC BANK

I am using HDFC Bank Regalia credit card more than 2-3 years, usually i am getting cash back on this card. I purchased a mobile phone, i got a discount of Rs. 3000 apart from this i am getting 5% cash back for clothings. Its a free card and the limit is sufficient, this bank has a excellent app more over for shopping and all i am getting instant cash.

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S , chennai
Reviewed on Mar 19, 2020

HDFC BANK

On 6 months before I chosen HDFC card which was applied via bank directly. Might be based on card to card option, within a week I received the card. The credit limit is sufficient and I am not aware whether it is a life time free or fee. I am yet to use the card.

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YAM , bangalore
Reviewed on Mar 18, 2020