Loans (US)
Do you need help raising money for your next adventure? Keep reading to learn more about how to apply for Merrick Bank Recreation Loans!
Applying for Merrick Bank Recreation Loans: apply for a loan and live your best adventure
Merrick bank offers recreation loans to people looking for a way to finance their recreational activities. If you’re interested in applying for one of these loans, here’s what you need to know. Also, Merrick bank has several different types of recreation loans available. You can choose between RV loans, boat loans, horse, utility, cargo trailer, and more! So, keep reading to know how to apply!
Loan
Mobile App Online
Get accepted even with not-so-good credit.
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Get accepted even with not-so-good credit
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Apply online
To apply for a recreation loan with Merrick Bank, you need to go to their official website to find more information about the loan types. Also, before you apply for a loan, you can go to their loan calculator to know some details about your possible loan. However, there is no concrete information available. You will have to contact one of their specialists to know about your loan.
Moreover, you cannot apply online through their website. You can only find information about a loan dealer near you. Then, you can contact them to have a personalized conversation about your possible recreation loan details.
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Apply using the app
Merrick Bank offers a mobile app for those who have an account with the bank or a credit card. However, you cannot apply for a recreation loan through their mobile app. So, the way to apply for a loan is like we mentioned in the topic above. You need to contact an official Merrick Bank loan dealer to know your loan details.
However, you must be wondering how you should make your loan payments and manage your loan information. Well, you can log in online to make your loan payments. Or you can pay over the phone, but there is an additional $10 fee for phone payments.
Merrick Bank Recreation Loans vs. Rocket Loans
If you are looking for a loan type other than recreation loans, Merrick Bank also offers personal loans. However, there are other similar options in the market. For example, Rocket Loans is a lender that offers good terms for its loans. So, if you want to do some more research before you decide which lender is best for you, check out our table below with a comparison.
| Merrick Bank Recreation Loans | Rocket Loans | |
| APR | N/A. | 5.97% to 29.99% (with autopay discount of .25%) |
| Loan Purpose* | RV loans, boat loans, horse, utility, cargo trailers, ATV, UTV, and side-by-side vehicles. *Terms apply. | N/A. |
| Loan Amounts | N/A. | $2,000 to $45,000 |
| Credit Needed | You can get accepted even with a low credit score. | At least 580 points. |
| Terms | From 12 months to 7 years. | 36 or 60 months. |
| Origination Fee | N/A. | 1% – 6%. |
| Late Fee | N/A. | $15. |
| Early Payoff Penalty | N/A. | No early payoff penalty. |
How to apply for the Rocket personal loan?
Need a personal loan? Rocket has you covered. They offer flexible repayment terms, and you get your money in one business day. Learn how to apply now!
How to apply for the Rocket personal loan?
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About the author /Victória Lourenço
Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!
Reviewed by /Aline Barbosa
Senior Editor
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