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You can check your credit card balance online, via mobile app, or over the phone. The easiest ways to check your credit card balance are online and through the credit card company’s mobile app. Either of these methods will let you see the most up-to-date credit card balance when you check. Most major card issuers have mobile apps, which makes checking your balance a matter of pulling out your phone.
How to Check Your Credit Card Balance
- Online
To check your credit card balance online, simply open a web browser and go to the card issuer's website. It should be listed on the back of your credit card. Sign in with your account information, or set up online access to your account (most bank websites have a login or signup box on the landing page).Once you log in, you’ll be able to check your current balance, see your most recent statements, make payments, schedule future payments, and more. - Via mobile app
Checking your balance with an app is similar to checking it online, and it’s just as easy. Just search the card issuer’s name in your phone’s app store and download the official app. Most official card issuer apps are free.After it’s downloaded, log in with your credentials. You should be able to do most things on the app that you can do on the issuer’s website, but banking app features vary from issuer to issuer. - Over the phone
To check your credit card balance over the phone, call the customer service number you see on the back of your credit card. You’ll likely be asked to enter your card number and/or other personal information to verify your identity.Most card issuer customer service lines have an automated system for checking balances, so listen to the options menu and follow the prompts to check your latest balance.
It’s good practice to check your credit card balance regularly. Doing so can help you spot fraudulent charges and mistakes on your account. It’s also good to keep track of your balance to make sure you aren’t using too much of your available credit. Having a high credit utilization can hurt your credit score, which can hurt your chances of getting a good credit card in the future.
This answer was first published on 05/07/20 and it was last updated on 09/26/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Christinejordan12345, Member
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How do I check my credit card account
This answer was first published on 09/18/23 and it was last updated on 11/03/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Christinejordan12345, Member
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How can I check my current credit account
This answer was first published on 09/18/23 and it was last updated on 11/03/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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