A comprehensive list of card numbers to test Simplify Commerce.
Intro
When testing your integrations with Simplify Commerce in Sandbox mode, you are prohibited from using real card numbers. As such, we provide a list of test card numbers which can be used to test various transaction and validation states
Please note:
- Real card numbers are prohibited and will decline in Sandbox mode.
- Strip spaces & trim card numbers before use.
- All transaction amounts used are in the smallest unit of your currency. Example: 513 = $5.13USD
- 5555 5555 5555 4444 is the simplest card number to use when testing APPROVED payments.
- Changing accepted cards in Merchant Settings will affect the behavior of the test card numbers.
See Also
Best Accounts With Virtual CardsPayment and Refund Status Codes
These card numbers will always create APPROVED payments and APPROVED refunds in sandbox:
| Card Number | Card Type | Payment Status | Refund Status |
|---|---|---|---|
| 2222 4053 4324 8877 | MasterCard | APPROVED | APPROVED |
| 2222 9909 0525 7051 | MasterCard | APPROVED | APPROVED |
| 2223 0076 4872 6984 | MasterCard | APPROVED | APPROVED |
| 2223 5771 2001 7656 | MasterCard | APPROVED | APPROVED |
| 5105 1051 0510 5100 | MasterCard | APPROVED | APPROVED |
| 5111 0100 3017 5156 | MasterCard | APPROVED | APPROVED |
| 5185 5408 1000 0019 | MasterCard | APPROVED | APPROVED |
| 5200 8282 8282 8210 | MasterCard | APPROVED | APPROVED |
| 5204 2300 8000 0017 | MasterCard | APPROVED | APPROVED |
| 5204 7400 0990 0014 | MasterCard | APPROVED | APPROVED |
| 5420 9238 7872 4339 | MasterCard | APPROVED | APPROVED |
| 5455 3307 6000 0018 | MasterCard | APPROVED | APPROVED |
| 5506 9004 9000 0436 | MasterCard | APPROVED | APPROVED |
| 5506 9004 9000 0444 | MasterCard | APPROVED | APPROVED |
| 5506 9005 1000 0234 | MasterCard | APPROVED | APPROVED |
| 5506 9208 0924 3667 | MasterCard | APPROVED | APPROVED |
| 5506 9224 0063 4930 | MasterCard | APPROVED | APPROVED |
| 5506 9274 2731 7625 | MasterCard | APPROVED | APPROVED |
| 5553 0422 4198 4105 | MasterCard | APPROVED | APPROVED |
| 5555 5537 5304 8194 | MasterCard | APPROVED | APPROVED |
| 5555 5555 5555 4444 | MasterCard | APPROVED | APPROVED |
| 4012 8888 8888 1881 | Visa | APPROVED | APPROVED |
| 4111 1111 1111 1111 | Visa | APPROVED | APPROVED |
| 6011 0009 9013 9424 | Discover | APPROVED | APPROVED |
| 6011 1111 1111 1117 | Discover | APPROVED | APPROVED |
| 3714 496353 98431 | American Express | APPROVED | APPROVED |
| 3782 822463 10005 | American Express | APPROVED | APPROVED |
| 3056 9309 0259 04 | Diners | APPROVED | APPROVED |
| 3852 0000 0232 37 | Diners | APPROVED | APPROVED |
| 3530 1113 3330 0000 | JCB | APPROVED | APPROVED |
| 3566 0020 2036 0505 | JCB | APPROVED | APPROVED |
Creating a refund may still cause an error if the refund amount is more than the payment amount.
Payment and Authorization Decline Codes
Use this test data to generate declined payments with the reason depending on the amount of the transaction.
Please note:
All decline codes generated using the card with number 5555 5537 5304 8194 and its decline code will vary depending on the chosen amount.
| Decline Code | Payment Status | Authorization Capture Status | Payment Amount |
|---|---|---|---|
PICKUP_CARD | DECLINED | APPROVED | 1.00 |
HOT_CARD | DECLINED | APPROVED | 2.00 |
LOST_CARD_PICKUP | DECLINED | APPROVED | 3.00 |
SUSPECTED_FRAUD | DECLINED | APPROVED | 5.00 |
EXPIRED_CARD | DECLINED | APPROVED | 6.00 |
AVS_ZIP_MISMATCH | DECLINED | APPROVED | 7.00 |
AVS_ADDRESS_MISMATCH | DECLINED | APPROVED | 8.00 |
CVC_MISMATCH | DECLINED | APPROVED | 9.00 |
INVALID_MERCHANT | DECLINED | APPROVED | 10.00 |
INVALID_CURRENCY | DECLINED | APPROVED | 11.00 |
CARD_TYPE_NOT_ENABLED | DECLINED | APPROVED | 12.00 |
SYSTEM_ERROR | DECLINED | APPROVED | 13.00 |
LIMIT_EXCEEDED | DECLINED | APPROVED | 14.00 |
MERCHANT_LOCKED_OR_CLOSED | DECLINED | APPROVED | 15.00 |
TOO_MANY_DECLINES | DECLINED | APPROVED | 16.00 |
INVALID_CARD_NUMBER | DECLINED | APPROVED | 17.00 |
DO_NOT_HONOUR | DECLINED | APPROVED | 18.00 |
RESTRICTED_CARD | DECLINED | APPROVED | 19.00 |
INSUFFICIENT_FUNDS | DECLINED | APPROVED | 20.00 |
INVALID_PIN | DECLINED | APPROVED | 21.00 |
INVALID_EMV | DECLINED | APPROVED | 22.00 |
UNKNOWN | DECLINED | APPROVED | 23.00 |
TOO_MANY_RETRIES | DECLINED | APPROVED | 24.00 |
TIMED_OUT | DECLINED | APPROVED | 25.00 |
NOT_SUPPORTED | DECLINED | APPROVED | 26.00 |
CANCELLED | DECLINED | APPROVED | 27.00 |
BLOCKED | DECLINED | APPROVED | 28.00 |
SECURE_3D_NOT_ENROLLED | DECLINED | APPROVED | 29.00 |
SECURE_3D_AUTH_FAILED | DECLINED | APPROVED | 30.00 |
DUPLICATE | DECLINED | APPROVED | 31.00 |
OTHER | DECLINED | APPROVED | 32.00 |
AUTHORIZATION_EXPIRED | APPROVED | DECLINED | 33.00 |
Other
Use these card numbers to test other responses in sandbox:
| Card Number | Response |
|---|---|
5555 5555 5555 7462 | Causes a payment to be DECLINED |
5458 3282 1968 7788 | Causes a payment to be APPROVED and the refund to be DECLINED |
5506 9242 3109 7519 | Causes AVS Zip to fail and if your account settings are configured to DECLINE on AVS Zip failure then the payment will DECLINE |
5506 9243 2357 3492 | Causes CVC to fail and if your account settings are configured to DECLINE on CVC failure then the payment will DECLINE |
| 5506 9236 1530 6249 | Causes an error to be raised with error code country.bin.not.accepted |
| 5555 5555 5555 8726 | Causes an error to be raised with error code card.invalid |
| 5555 5555 5555 8742 | Causes an error to be raised with error code card.expired |
| 5555 5555 5555 0145 | Causes an error to be raised with error code system |
| 5313 1301 1207 5490 | Causes a payment to be APPROVED but an error to be raised on a refund with error code system |
| 5200 8282 8282 8210 | Causes an authorization to be APPROVED but any subsequent capture requests to be DECLINED |
| 5555 5537 5304 8194 | Causes an authorization to be APPROVED but any subsequent capture requests to be DECLINED |
| 5111 0100 3017 5156 | Causes an authorization to be APPROVED but an error to be raised on a capture with error code system |
| 5506 9242 9580 4792 | Returns a specific AVS ZIP match response, AVS address match response and CVC match response depending on the address and CVC submitted. The address associated with the card is 1 Main Street, the ZIP code is 12345, and the CVC code is 123. For
For
|
| 5506 9215 0542 1029 | Causes a fraud check to return a response code S (not supported) for AVS and CVC. |
| 5506 9252 0148 2565 | Causes a fraud check to return a response code R (retry) for AVS and CVC. |
Fraud
Once you have been onboarded with Simplify Controls, these tests cards can be used to test fraud responses in Sandbox mode:
| Card Number | Response |
|---|---|
5506 9274 2731 7625 | Causes fraud status to be APPROVED. |
5506 9208 0924 3667 | Causes fraud status to be UNDER REVIEW and will trigger one of the rules defined in merchant settings. |
5506 9224 0063 4930 | Causes fraud status to be DECLINED and will trigger all of the rules defined in merchant settings. |
When testing transactions for fraud, the transaction amount is used to define the country and the fraud score:
- The whole number represents the ISO 3166-1 numeric code for a country, for example 4=Afghanistan, 250=France, 356=India, 372=Ireland, 643=Russian Federation, 826=United Kingdom, 840=United States.
- The fractional part of the value represents the fraud score.
- For example, a transaction value of $840.88 would be used to test a transaction originating in the US returning a fraud score of 88.
