The highest credit card color is black, in large part because of the ultra-exclusive Centurion® Card from American Express, which is also known as the “Black Card” due to its color. This invitation-only credit card has become a symbol of extravagant wealth, since few people make and spend enough money to get invited to apply.
That said, there are plenty of credit cards that are black in color, and many of them aren’t particularly great offers. So while colors such as black, platinum, and gold may have high-end connotations, the color of the card doesn’t necessarily mean anything about the card itself. Take the Mastercard® Black Card, for example. This card poses as an elite card by charging a whopping $495 annual fee, but its rewards and benefits don’t make up for the yearly cost.
The bottom line is, you shouldn’t pick your credit card based on its color. The best credit card for you should depend instead on your credit score and your spending habits. If you need help picking a card, check out WalletHub’s CardAdvisor or create a WalletHub account for free, personalized card suggestions.
This answer was first published on 05/27/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
